Fast, secure, and compliant payment solutions that connect businesses across borders.
Hua Ao is a new-generation payment intermediary company founded with a clear mission - to simplify global payments through secure, compliant, and intelligent technology.
We bring together a team of professionals with deep expertise in fintech, banking, and compliance to create a platform that bridges traditional financial systems with next-generation digital solutions.
About Us
Payment Intermediary Solutions
Cross-Border Payments
Merchant Collection & Settlement
API Integration & Fintech Enablement

Connected to banks, payment gateways, and partners across major markets.
Operating under strict anti-money-laundering (AML) and know-your-customer (KYC) frameworks.
Built with scalability, API connectivity, and robust encryption.
Our expert team ensures personalized assistance for every client.
No hidden charges -- clear pricing and instant reporting.

Hua Ao leverages advanced infrastructure to guarantee transaction integrity and data protection.

We uphold the highest regulatory and ethical standards.
Hua Ao is the brand name of Hua Ao Ltd (formerly InnoPay Connect Ltd), a company incorporated in the Republic of Mauritius and licensed by the Financial Services Commission, Mauritius (FSC) under Global Business Licence No. GB24204027 and Payment intermediary Services Licence No. GB242040271, pursuant to the Financial Services Act 2007.